Transaq प्लेटफॉर्म इंटरफेस
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Trade.io के बारे में
Trade.io describes itself as a multi-asset blockchain exchange and financial investment and advisory firm. The company’s offerings include their liquidity pool, which enables users to earn interest daily, as well as a crypto trading platform that focuses on customization, ease of use, and built with the trading community in mind. Additionally, through www.tiomarkets.com traders can transact in FX, CFD’s & Global Equities by depositing fiat or crypto.
Since the launch of the platform in 2018, new assets have continued to be added. The company claims to perform due diligence in order to ensure a consistent level of quality instruments. The company introduced its fiat service on 24 May 2019, providing a variety of deposit and withdrawal methods for users. Traders from Vietnam, Thailand, Indonesia will be able to deposit in their local currency, with Malaysia, China, and South Korea to join the list. Free fiat deposits are on offer for any liquidity pool members with 2,500 TIOx or more.
Traders can also purchase cryptoassets with USD & EUR, with the company’s credit card solution. The liquidity pool is touted by the company as its most unique feature. By lending 2,500 TIOx, users can get paid daily according to the profit generated by the pool that day. 50% of trade.io revenues go back into the liquidity pool, to reward TIOx holders, every single day. There is no commitment to stay in the pool and traders can withdraw their interest earned as well as their crypto holdings at any time. From 9 Oct 2018 - Jan 2019, token holders have reportedly been paid $325,000 in cryptoassets.
SBI का कॉन्टैक्टलेस डेबिट कार्ड लॉन्च, कहीं भी कर सकेंगे लेनदेन
SBI Contactless Debit Card: इस कार्ड में ग्राहकों को ऑफलाइन वॉलेट Transaq प्लेटफॉर्म इंटरफेस की सुविधा भी दी गई है.
भारतीय स्टेट बैंक (SBI) ने नेशनल पेमेंट्स कॉरपोरेशन ऑफ इंडिया (NPCI) और जापान की जेसीबी इंटरनेशनल के साथ मिलकर एसबीआई रुपे जेसीबी प्लेटिनम कॉन्टैक्टलेस डेबिट कार्ड (SBI RuPay JCB Platinum Contactless Debit Card) लॉन्च किया है.
इस कार्ड के यूनिक डुअल इंटरफेस फीचर के माध्यम से ग्राहक कॉन्टैक्ट और कॉन्टैक्टलेस दोनों तरह से लेनदेन कर सकेंगे. ग्राहक इस नए डेबिट कार्ड का उपयोग घरेलू बाजार के साथ ही विदेशी लेनदेन में भी कर सकते हैं.
बैंक ने बताया कि इस कार्ड को जेसीबी के सहयोग से एसबीआई द्वारा रुपे नेटवर्क पर लॉन्च किया गया है. जेसीबी नेटवर्क के तहत इस कार्ड का उपयोग ग्राहक दुनिया भर में एटीएम और पीओएस टर्मिनल पर ट्रांजेक्शन के लिए कर सकते हैं.
मतलब इस ग्राहक इस कार्ड के माध्यम से सिर्फ भारतीय ही नहीं, बल्कि अंतरराष्ट्रीय बाजारों में भी खरीदारी कर सकते हैं. साथ ही इस कार्ड के जरिए ग्राहक जेसीबी के सहयोगी अंतर्राष्ट्रीय Transaq प्लेटफॉर्म इंटरफेस ई-कॉमर्स प्लेटफॉर्म पर खरीदारी कर सकते हैं और आकर्षक छूट का फायदा उठा सकते हैं.
इस कार्ड में ग्राहकों को ऑफलाइन वॉलेट की सुविधा भी दी गई है. बैंक ने एक बयान जारी कर बताया कि ग्राहक मेट्रो जैसे स्थानों पर अथवा बाजारों में आसानी से कार्ड के ऑफलाइन वॉलेट के जरिए लेनदेन कर सकते हैं.
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PM Narendra Modi launches BHIM-Aadhaar Pay app
To further the digital payments revolution of India, the Prime Minister Narendra Modi launched several crucial initiatives including BHIM-Aadhaaar app.
Prime Minister Modi on 14 August 2017, the 126th birth anniversary of Dr BR Ambedkar, launched BHIM-Aadhaaar app for merchants in Nagpur. In addition to this, he also launched cash back and referral bonus schemes for BHIM and declared about 75 townships spread all over India as ‘less-cash townships’.
The initiatives were launched with an aim to further the digital payments revolution in India. It also seeks to reinforce the vision of Baba Saheb for social empowerment of all through financial inclusion.
About BHIM-Aadhaar platform
• BHIM-Aadhaar, the merchant interface of the BHIM App will pave the way for making digital payments by using the Aadhaar platform.
• This will enable every Indian citizen to pay digitally using their biometric data like their thumb imprint on a merchants’ biometric-enabled device which could be smart phone having a biometric reader.
• Any citizen without access to smart phones, the internet, debit or credit cards will be able to transact digitally through the BHIM Aadhaar platform.
With a view of achieving the target of 2500 crore digital transactions during the financial year 2017-18, the Prime Minister will also announce about 75 townships spread all over India as ‘less-cash townships’.
Besides, the Prime Minister also launched two new initiative schemes and they are BHIM - Cashback and Referral bonus. These schemes have an outlay of Rs 495 rupees for a period of six months. These schemes will provide a major impetus to the digital Transaq प्लेटफॉर्म इंटरफेस payment revolution in India.
• Referral bonus scheme: Under the scheme both the existing user who refers BHIM and the new user who adopts BHIM would get a cash bonus credited directly to their account. Per referral, the government will deposit Rs 10 to the account holder. The scheme will run until 14 October 2017.
• Cashback scheme: Under the scheme, the merchants will get a cash back on every transaction using BHIM.
What is a less-cash township?
A less-cash township is one where the deployment of payment acceptance infrastructure is complete and all the families in the township are covered under training programmes. These townships are likely to generate over 1.5 lakh digital transactions every day.
Before inaugurating these schemes and the app, the Prime Minister Narendra Modi went to pray at Deekshabhoomi in Nagpur, a holy spot closely associated with Dr Ambedkar. After which he inaugurated several units of Thermal Power Stations at Koradi, Chandrapur and Parli.
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Prime Minister launches BHIM-Aadhar, a digital payment platform on Ambedkar Jayanti
Enroute to the digital payments gaining the proportions of a mass movement, the Prime Minister Narendra Modi launched on April 14 a series of initiatives on the 126th birth anniversary of Dr. Bhim Rao Ambedkar in Nagpur. He launched the BHIM Aadhaar platform for merchants, Cash back and Referral bonus schemes for BHIM and declared about 75 townships going less-cash. The Prime Minister felicitated the winners of the Mega draw of the two major incentive schemes to Transaq प्लेटफॉर्म इंटरफेस promote digital payments- Lucky GrahakYojana and DigidhanVyapaarYojana..
Launching BHIM-Aadhaar digital payment platform, Prime Minister said that the BHIM App is positively impacting several lives across the nation. He said that the Digi-dhan movement is also a cleansing mission to fight the menace of corruption. BHIM-Aadhaar, the merchant interface of the BHIM App, will pave the way for making digital payments by using the Aadhaar platform. Any Indian citizen can pay digitally using their biometric data like their thumb imprint on a merchants’ biometric enabled device which could be smart phone having a biometric reader. Any citizen without access to smart phones, internet, debit or credit cards will be able to transact Transaq प्लेटफॉर्म इंटरफेस digitally through the BHIM Aadhaar platform. Already, 27 major banks are now on board with 7.15 lakh merchants so that they can start accepting payments using BHIM Aadhaar.
The Prime Minister also launched two new incentive schemes for the BHIM – Cash back and Referral bonus – with an outlay of Rs. 495 crore for a period of six months. This is to ensure that the culture of digital payments permeates down to the grassroots. Under the Referral bonus scheme both the existing user who refers BHIM and the new user who adopts BHIM would get a cash bonus credited directly to their account. Under the Cashback scheme the merchants will get a cash back on every transaction using BHIM. Both schemes are to be administered by MEITY and implemented by NPCI.
The initial two incentives schemes viz., Lucky GrahakYojana and DigiDhanVyaparYojana, came to an end after a rigorous 100 day information, education and communication campaign led by NITI Aayog to make digital payments a mass movement in India. Under the scheme Rs.258 crore of prize money was won by 16 lakh winners, including customers and merchants belonging to different corners of the country and from varied walks Transaq प्लेटफॉर्म इंटरफेस of life. The lucky winners the Mega Draw were felicitated by the Prime Minister on this occasion.
NPCI launches Unified Payments Interface 2.0
Mumbai:21 August In an endeavour to serve the customers better, National Payments Corporation of India (NPCI) is pleased to launch Unified Transaq प्लेटफॉर्म इंटरफेस Payments Interface (UPI) 2.0. Dr. Urjit Patel, Governor, Reserve Bank of India, Mr. Nandan Nilekani, Advisor – Innovation, NPCI, Mr. Rajnish Kumar, Chairman, State Bank of India launched the service today in the presence of Mr. Biswamohan Mahapatra, Non- Executive Chairman, NPCI, Mr. Dilip Asbe, MD & CEO, NPCI and senior bankers from the industry
Mr. Dilip Asbe, MD & CEO, NPCI said, “We are happy to witness the revolution brought about by UPI in the last two years. Large number of banks, merchants, third-party players and consumers trusted this platform which resulted in substantial growth in terms of volume and value of transactions since its inception. With the launch of UPI 2.0 we hope to touch new milestones by expanding UPI’s presence especially in person-to-merchant payment space.”
Mr. Nandan Nilekani, Advisor – Innovation, NPCI said, “UPI is a path breaking innovation that is unprecedented globally. Its high volume, low cost and highly scalable architecture built on an open source platform is key to India’s transformation to a digital payment economy.”
Mr. Rajnish Kumar, Chairman, State Bank of India said, “NPCI has played a stellar role in enabling various payment platforms. From launching a card payment settlement system that competes with Visa and MasterCard to setting up a platform to facilitate instant money transfer service, NPCI has been moving from one success Transaq प्लेटफॉर्म इंटरफेस story to other. The success story of UPI has been acknowledged across the world with other countries trying to emulate similar solutions.”
The key features of UPI 2.0 are:
In addition to current and savings accounts, customers can link their overdraft account to UPI. Customers will be able to transact instantly and all benefits associated with OD account shall be made available to the users. UPI 2.0 will serve as an additional digital channel to access OD account.
One Time Mandate
UPI mandate could be used in a scenario where money is to be transferred later by providing commitment at present. UPI 2.0 mandates are created with one time block functionality for transactions. Customers can pre-authorise a transaction and pay at a later date. It works seamlessly for merchants as well as for individual users. Mandates can be created and executed instantly. On the date of actual purchase, the amount will be deducted and received by the merchant / individual user.
Invoice in the inbox
This feature is designed for customers to check the invoice sent by merchant prior to making payment. It will help customers to view and verify the credentials and check whether it has come Transaq प्लेटफॉर्म इंटरफेस Transaq प्लेटफॉर्म इंटरफेस from the right merchant or not. Customers can pay seamlessly post verifying the amount and other important details mentioned in the invoice.Transaq प्लेटफॉर्म इंटरफेस
Signed intent & QR
This feature is designed for customers to check the authenticity of merchants while scanning QR code. It notifies the Transaq प्लेटफॉर्म इंटरफेस user with information to ascertain whether the merchant is verified UPI merchant or not. This provides an additional security to the QR as well as intent. Transactions are processed faster as app passcode is not required in case of signed intent. It also negates the chances of QR tampering. Customers will be informed in case the receiver is not secured by way of notifications.
More information pertaining to the features can be obtained from the link: www.bhimupi.org.in
UPI 2.0 member banks as on date are: State Bank of India, HDFC Bank, Axis Bank, ICICI Bank, IDBI Bank, RBL Bank, YES Bank, Kotak Mahindra Bank, IndusInd Bank, Federal Bank and HSBC.
UPI was launched on April 11, 2016 and in the last two years the platform has emerged as a popular choice among users for sending and receiving money. BHIM UPI has recorded transactions worth Rs. 45,845 crore and 235 million in terms of value and volume in the month of July 2018
National Payments Corporation of India (NPCI) was set up in 2009 as the central infrastructure for various retail payment systems in India and was envisaged by the Reserve Bank of India (RBI) as the payment utility in the country. From a single service of switching of interbank ATM transactions through National Financial Service, the range of services has grown to Cheque Truncation System, National Automated Clearing House (NACH), Aadhaar Enabled Payment System (AePS), USSD based *99#, RuPay card, Immediate Payment Service (IMPS), Unified Payments Interface (UPI), Bharat Interface for Money (BHIM), BHIM Aadhaar, National Electronic Toll Collection (NETC) and Bharat Bill Pay.
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